Born out of a genuine interest in finance fostered by his father, Michael Horaney’s professional journey began at the age of 11 when he purchased his first stock. This early start ignited a lifelong career dedicated to understanding markets and protecting wealth. Starting from the high-risk world of penny stocks to major Wall Street firms, Michael has spent more than 40 years studying market behavior, value-based investing, and long-term portfolio strategy, all while maintaining a disciplined, Warren Buffett-style philosophy.

After departing from Wall Street, where he served as a Managing Director for over two decades, Michael's focus shifted towards empowering everyday investors and retirees, whom he noticed were the most vulnerable to market volatility and poor financial planning. Playing a vital role in their lives, he emphasizes the need for sustainable income planning and principal preservation as retirement approaches, due to a lack of time recovery window post major market losses.

Currently, as the Managing Partner of Osiris Capital, Michael extends his expertise into retirement income planning, IRA and 401(k) rollovers, estate planning, life insurance, long-term care strategies, and wealth preservation. He believes in a measured approach to growth, focusing on protecting assets first to avoid unnecessary speculation or risk to the principal. His ultimate goal is to enable clients to generate reliable retirement income while preserving the legacy they worked tirelessly to establish.

But Michael's commitment doesn't stop at advising—he is an unyielding advocate for financial literacy and investor education. Through public seminars, community outreach, and unique initiatives like the “Psychology of Retirement” documentary event, he strives to empower individuals with the knowledge they need to understand the emotional and practical aspects of retirement planning.

Formally trained at the Options Institute and the Chicago Board Options Exchange, Michael's commitment to his clients' goals has earned him an undeniable reputation built on trust and experience. His approach—listen first, protect, understand, and then implement a strategy tailored to each individual's long-term objectives—epitomizes his focus on their financial futures.